Based on your insurance needs and upon your request, (EVBS) Insurance Agency, Inc. can provide the best insurance options per the information you provide to summarize a view of quality programs for a budgeted price that meets the financial objective(s).  These quote request forms assist (EVBS) in producing illustrations for the following insurance programs: (Unsure of what you need, click the button below and complete the NEW Product survey.)

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• Life Insurance = We will help you or a loved one find the best life insurance quotes, prices and plans from the top life insurance companies even for people with less than perfect health;

• Individual HealthCare Insurance = We have partnered-up with a 30 year old (+), healthcare, marketer who will assist in the research of healthcare benefits by your California zip code providing multiple illustrations that allow different views of individual healthcare plan details/benefits, views of doctors/providers and views of similar plans in comparison; &

• Employee Benefits = We work with companies to design their employee benefits' package by shopping their current employer/employee healthcare, dental and/or vision plans to possibly replace them with a more customized benefits offering considering their industry, employee population and budget.

• Short Term Disability & Long Term Disability Insurance = These private insurance plans are for working people who need extra protection from the risk of losing their paycheck due to a covered accident/injury or a covered sickness/illness event.  Monies payable will be a portion of one's income; these monies may be utilized for bill payment and can assist in one needing more recovery time to deal with such an occurrence.  Disability insurance can provide a  "peace of mind!"

• Long-Term Care Insurance = Provides a plan benefit of services to account for direct/indirect expenses caused by chronic illness, physical or mental disabilities.  It covers personal assistance and/or skilled & therapeutic care to treat and/or manage conditions that limit or dissolve the function of one's "activities of daily living (ADLs):" Bathing & Grooming, Dressing & Undressing, Meal Preparation & Feeding, Functional Transfers, Safe Restroom Use & Maintaining Continence, Memory Care & Stimulation (Cognitive Impairment, Alzheimer's and Dementia) and Ambulation.

• Annuity = Adding an index annuity to one's overall financial portfolio may help overcome today's challenges by offering low interest rates, accounting for unexpected market downturns, considering the constant rising of healthcare expenses and one's longer life expectancy. The index annuity is designed to grow based on how an index performs but is not at risk due to market losses. Therefore it cannot lose money due to market volatility but it can be a great option to protect one's investment growth; payments can be made at a future date or targeted for a series of dates.

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